Target Deals & Coupons

The base Target Circle membership is free. Sign up at target.com/circle or in the app. The paid tier (Target Circle 360, $99/year) adds same-day Shipt delivery and is useful only if you live near a Target and want grocery delivery. Most shoppers only need the free tier.

Target marks down clearance in three stages. Prices ending in .99 are the first markdown (typically 30% off). Prices ending in .04 are the second stage (about 50%). Prices ending in .98 are the floor (70%+ off). Once an item hits .98 the price stops dropping; if you want it, that is the moment.

Yes, within 14 days of purchase, on identical items. Bring a phone screenshot of the lower Amazon (or Walmart, Best Buy, Costco, Macy's, Kohl's, Lowe's, Home Depot) price to Guest Services in-store, or contact target.com support online. Lightning Deals and Black Friday doorbusters are excluded.

For regular Target shoppers, yes. The debit version is linked to your bank account with no credit pull, takes 5% off every purchase online or in-store, and has no annual fee. If you spend $1,000 a year at Target you save $50 — usually breaks even after a couple of months of normal shopping.

Yes for most categories. Cat & Jack kids clothing has a one-year wear-and-tear replacement guarantee. Threshold home goods compete with West Elm at half the price. Good & Gather grocery uses the same suppliers as several name brands. The exception is electronics — Target house-brand tech (Heyday cables, etc.) is fine but not a clear win over name-brand competitors.